:root{--ink:#172033;--muted:#657086;--line:#dfe4ec;--soft:#f6f8fb;--accent:#1d4ed8;--accent2:#0f3ca8;--good:#ecfdf3;--warn:#fff8e7;--danger:#fff1f2;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#f2f5f9;color:var(--ink)}
.topbar{height:68px;background:#0d1728;color:#fff;display:flex;align-items:center;justify-content:space-between;padding:0 5vw}.brand{font-weight:800;letter-spacing:.08em}.secure{font-size:.9rem;opacity:.8}
.shell{width:min(1040px,92vw);margin:38px auto 70px}.hero{margin-bottom:26px}.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:.14em;color:var(--accent)}h1{font-size:clamp(2rem,4vw,3.6rem);line-height:1.04;max-width:850px;margin:.25rem 0 1rem}h1 strong{white-space:nowrap}.hero>p:last-child{font-size:1.08rem;color:var(--muted);max-width:760px;line-height:1.55}
.wizard-card{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 20px 55px rgba(23,32,51,.08);overflow:hidden}.progress-wrap{padding:22px 28px 12px;border-bottom:1px solid var(--line)}.progress-meta{display:flex;justify-content:space-between;font-size:.9rem;font-weight:700}.progress-track{height:7px;background:#e9edf3;border-radius:20px;margin-top:10px;overflow:hidden}.progress-bar{height:100%;width:10%;background:var(--accent);transition:width .25s ease}
form{padding:28px}.step{display:none}.step.active{display:block}h2{font-size:1.55rem;margin:0 0 8px}h3{font-size:1.04rem;margin:26px 0 10px}.muted{color:var(--muted);line-height:1.5}.grid{display:grid;gap:16px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.inline-control{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:block;font-size:.92rem;font-weight:700;margin:12px 0}input,select,textarea{width:100%;margin-top:7px;border:1px solid #cfd6e1;border-radius:10px;padding:12px 13px;font:inherit;color:var(--ink);background:#fff}textarea{resize:vertical}input:focus,select:focus,textarea:focus{outline:3px solid rgba(29,78,216,.12);border-color:var(--accent)}
.radio{font-weight:500;display:flex;align-items:flex-start;gap:9px;margin:9px 0}.radio input,.selectable input,.acceptance input{width:auto;margin:2px 0 0}.nested{padding:14px 16px;background:var(--soft);border-radius:12px;margin-top:10px}
.product{display:grid;grid-template-columns:1fr auto;gap:16px;align-items:center;border:1px solid var(--line);border-radius:13px;padding:16px;margin:10px 0}.product p,.product small{display:block;margin:5px 0 0;color:var(--muted);font-weight:400;line-height:1.4}.selectable{grid-template-columns:auto 1fr auto;cursor:pointer;font-weight:500}.recommended{border-color:#abc0ff;position:relative}.recommended:after{content:"RECOMMENDED";position:absolute;right:12px;top:-9px;background:#edf2ff;color:#2344a1;border:1px solid #c5d2ff;padding:2px 7px;border-radius:999px;font-size:.62rem;font-weight:800;letter-spacing:.06em}.price{font-weight:800;white-space:nowrap}.total-box{margin-top:16px;padding:14px 16px;background:#0d1728;color:#fff;border-radius:12px;display:flex;justify-content:space-between}
.owner-card,.manager-card,.kyc-card{border:1px solid var(--line);border-radius:13px;padding:16px;margin:14px 0}.owner-head,.manager-head{display:flex;justify-content:space-between;align-items:center}.ownership-sum{font-size:.85rem;color:var(--muted)}.alert{padding:12px 14px;border-radius:10px;background:var(--danger);margin-top:12px}.success-box{padding:18px;border-radius:12px;background:var(--good)}.warning,.notice{padding:12px 14px;border-radius:10px;background:var(--warn);font-size:.9rem;line-height:1.45}.conditional-block+ .conditional-block{margin-top:30px;border-top:1px solid var(--line);padding-top:25px}.review{display:grid;gap:12px}.review-section{border:1px solid var(--line);border-radius:12px;padding:14px}.review-section h3{margin:0 0 6px}.review-section p{margin:4px 0;color:var(--muted)}.acceptance{margin-top:22px}.acceptance label{font-weight:500;display:flex;gap:10px;align-items:flex-start}.actions{display:flex;justify-content:space-between;margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}button{border:0;border-radius:10px;padding:12px 18px;background:var(--accent);color:#fff;font-weight:800;font-size:.95rem;cursor:pointer}button:hover{background:var(--accent2)}button.secondary{background:#edf1f6;color:var(--ink)}button:disabled{opacity:.45;cursor:not-allowed}.hidden{display:none!important}.file-note{font-size:.8rem;color:var(--muted);margin-top:4px}
@media(max-width:760px){.topbar{padding:0 4vw}.secure{display:none}.shell{margin-top:22px}.wizard-card{border-radius:14px}form,.progress-wrap{padding-left:18px;padding-right:18px}.grid.two,.grid.three,.inline-control{grid-template-columns:1fr}.product,.selectable{grid-template-columns:1fr}.selectable input{position:absolute}.selectable span{padding-left:24px}.product .price{padding-left:0}.recommended:after{right:8px}.actions{gap:10px}.actions button{flex:1}}

/* Delicate inline help tooltips */
.heading-with-tip{display:flex;align-items:center;gap:7px;flex-wrap:wrap}
.help-dot{
  position:relative;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:17px;
  height:17px;
  min-width:17px;
  border:1px solid #b9c3d3;
  border-radius:50%;
  background:#fff;
  color:#64748b;
  font-size:11px;
  font-weight:700;
  line-height:1;
  cursor:help;
  user-select:none;
  vertical-align:middle;
  transform:translateY(-1px);
}
.help-dot:hover,.help-dot:focus,.help-dot:focus-visible{
  border-color:#8ea0b8;
  color:#334155;
  outline:none;
  background:#f8fafc;
}
.help-dot::before{
  content:"";
  position:absolute;
  z-index:41;
  left:50%;
  bottom:calc(100% + 7px);
  transform:translateX(-50%);
  border:6px solid transparent;
  border-top-color:#fff;
  opacity:0;
  visibility:hidden;
  pointer-events:none;
  filter:drop-shadow(0 1px 0 #d9e1ea);
}
.help-dot::after{
  content:attr(data-tooltip);
  position:absolute;
  z-index:40;
  left:50%;
  bottom:calc(100% + 18px);
  width:300px;
  max-width:min(300px,75vw);
  padding:10px 12px;
  border:1px solid #d9e1ea;
  border-radius:8px;
  background:#fff;
  color:#475569;
  font-size:12.5px;
  font-weight:400;
  line-height:1.45;
  text-align:left;
  box-shadow:0 8px 24px rgba(15,23,42,.10);
  opacity:0;
  visibility:hidden;
  pointer-events:none;
  transform:translateX(-50%) translateY(3px);
  transition:opacity .13s ease,transform .13s ease,visibility .13s ease;
  white-space:normal;
}
.help-dot:hover::after,.help-dot:focus::after,.help-dot:focus-visible::after,
.help-dot:hover::before,.help-dot:focus::before,.help-dot:focus-visible::before{
  opacity:1;
  visibility:visible;
}
.help-dot:hover::after,.help-dot:focus::after,.help-dot:focus-visible::after{
  transform:translateX(-50%) translateY(0);
}
@media(max-width:760px){
  .help-dot{cursor:pointer}
  .help-dot::after{left:auto;right:-8px;transform:translateY(3px);width:min(280px,76vw)}
  .help-dot::before{left:auto;right:2px;transform:none}
  .help-dot:hover::after,.help-dot:focus::after,.help-dot:focus-visible::after{transform:translateY(0)}
}